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Showing posts from August, 2016

What are different types of investment?

Types of investment There are many types of investment available most popular way of investment are as below 1.      Financial Assets (that cannot be traded) 2.      Bonds  3.      Stocks  4.      Money Market Instruments  5.      Mutual Funds 6.      Insurance 7.      Financial Derivatives 8.      Real Estate Let's look at each one of them  1.      Financial Assets (that cannot be traded) A number of financial assets can not be traded with a third party. Such schemes are listed below.  1.      Bank Deposits: It’s simple and everyone knows about it.  2.      Post Office Savings  3.      Provident Funds  4.      Chit Funds  5.      Company Deposits  2.   Bonds  Bonds are debt securities or long-term debt instruments. An authorized issuer of bonds promises the person who holds the bond to pay interest on particular periods and to return the principal after a fixed period (at the time of maturity of the bond). 1.      Go

What is investing?

What is investing? It's actually pretty simple: investing means putting your money to work for you–actually, it's a different way to think about how to make money. Growing up, most of us were taught that you can earn an income only by getting a job and working. And so that's what most of us do. But there's a limit to how much we can work and how much money we make out of it–not to mention the fact that having a bunch of money is no fun if we don't have the leisure time to enjoy it. So, since you cannot create a duplicate of yourself to increase your working time, you need to send an extension of yourself–your money–to work. That way, while you are putting in hours for your employer, sleeping, reading the paper, or socializing with friends, you can also be earning money elsewhere. Quite simply, making your money work for you maximizes your earning potential whether or not you receive a raise, decide to work overtime, or look for a higher–paying job. Ther