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Showing posts from September, 2016

ICICI Prudential IPO review

Markets regulator Securities and Exchange Board of India (Sebi) has given its approval for the initial public offering (IPO) of ICICI Bank's life insurance subsidiary ICICI Prudential. India's largest Private Life Insurance company, ICICI Pru Life IPO would open for subscription on 19 th September, 2016. ICICI Pru Life Limited, the largest private sector life insurer in India by total premium in fiscal 2016 and assets under management at March 31, 2016. Since this is one of the largest IPO and many large books running lead managers (BLRMs) are participating, it is attracting investors now. What the reasons for you to invest in ICICI Pru Life IPO? Are there any negative factors in ICICI Pru Life IPO? Should you invest in this ICICI Pru Life IPO? About ICICI Pru Life Limited ICICI Pru Life Ltd is the largest private sector life insurer in India by total premium in fiscal 2016 and assets under management at March 31, 2016. The company is a joint venture between I

I have some money to be parked for some time, what should I do?

We always want to park our spare money which will generate a constant source of earning. we have tried to evaluate some options that will be useful for you. Investment options:- Real Estate Real Estate is a different ball game in India. It entirely depends on where you buy the property, what type it is, when you buy it etc. So I will not cover it in this section. Very conservative way  Slight Risk taker  Risk taker If you have some other ideas. Do not forget to mention them in comments.

L&T Technology Services IPO Review

L&T Technology Services is a fully owned subsidiary of engineering major Larsen & Toubro (L&T) and offers engineering research and development services. Established in 2012, L&T Technology Services provides its services to clients in manufacturing, technology and process engineering industries. Most of these clients are based in North America and Europe. L&T Technology Services generated around 80.2% of its revenues in FY 2016 from customers in these two regions. The company operates in five industry segments: telecom and hi-tech, transportation, industrial products, process industry and medical devices. Three segments, namely process industry, medical devices and industrial products together accounted for 50.3 per cent of the company's revenue in FY16  Strengths  ► Niche segment: The company is a pure-play ER&D player. It has some advantage over general IT services companies which provides similar services. P&G, Rockwell among clients:

What is a mutual fund?

What is mutual fund? Often people have a dilemma in mind whether a mutual fund is same as stock or they are completely different investment tool. As the name goes, a mutual fund is a fund where a pool of people contributes to build a fund. For example, 10 people each having 100$ contribute to a fund a fund called 'Better investor fund' . So the 'Better investor fund' fund has 1000$ at its disposal to invest somewhere. Every fund has a manager called as 'Fund Manager' to manage the money put by investors. The 'Fund Manager' takes all decision with respect to how to use the money available in the fund.  There are different type of mutual funds available in the market.  Mainly:- ·        Stock-based mutual funds ·        Fixed income mutual funds  ·        Monthly income mutual funds  ·        Tax saving mutual funds  ·        Hybrid mutual funds  ·        Balance mutual funds  ·        Sector mutual funds ·        Floati