Think to invest

Currently available cashless payment systems include credit/debit cards, e-wallets such as Paytm, Unified Payment Interface (UPI), IMPS, USSD, RTGS, and NEFT. Which one should you use and for what kind of transactions? Here's how you can decide  The below analysis is based on   1. Time taken to complete a transfer/payment;   2. The maximum amount you can transfer;   3. The financial details/information (e.g. account number etc) that you need to complete the transfer;   4. How is the transaction validated/authenticated;   5. Whether you will earn interest on the money kept in reserve in the payment system?   6. Whether you need to specify who the money is being transferred to in advance i.e. register the beneficiary (recipient) of the money (beneficiary registration);   7. What infrastructure/technical support is a must for the transfer to happen   8. And lastly, what are the costs involved There is no single 'best' payment option for everyone and all transaction

Want to cash in on demonetization in India? these stocks can give you handsome returns in coming years. 1. TVS Electronics (CMP 180, Target 400, Investment time horizon - 3years) TVS electronic is a pure electronics payment play. The Company specializes in swipe machines, POS terminals. Company has very less debt (debt to equity ratio= 0.09).  with digital payment push by the Govt. company can leverage its product and cash in sales volume. below is a snapshot of company's last quarter result. 2. Quick Heal Technologies(CMP 251, Target  500+, Time horizon - 3 yrs) Quick heal is a pure antivirus play for laptops and mobiles. with the surge in smartphone sales and govt push make digital payment, this company has huge potential to cash in on security aspects of transactions. This company is zero debt company. impressive P/E ratio below is a snapshot of quarterly result  3. RS Software(CMP 108, Target 200, time horizon - 3 years) RS Software is a

I am sure everyone is wondering what should they with their money after demonetization. The FD rates are falling, stock market crashing, housing bubble on verge of burst! you can not hold onto your old cash etc. As of 21/12/2016 EPF  EPF is still offering 8.65% which is way better than any other fixed instrument Mutual Funds Currently, the stock market is trading at a fair value of 8000 levels(Nifty), there may be a chance of 10-15% correction in coming month but it gives a great chance to start investing or add onto your investment. After the demonetization fiasco settles in India and banks start giving loans at a cheaper rate. The Indian companies will start to deliver very good results. so If you start investing now , you can expect a compound growth of 15-20% in next 5 years. which is really impressive. Arbitrage funds  If you want to enjoy a steady return similar to bank FDs but don't want to pay taxes then Arbitrage funds are made for you. They give returns in