What is a mutual fund?

What is mutual fund? Often people have a dilemma in mind whether a mutual fund is same as stock or they are completely different investment tool.

As the name goes, a mutual fund is a fund where a pool of people contributes to build a fund.

For example, 10 people each having 100$ contribute to a fund a fund called 'Better investor fund' . So the 'Better investor fund' fund has 1000$ at its disposal to invest somewhere. Every fund has a manager called as 'Fund Manager' to manage the money put by investors. The 'Fund Manager' takes all decision with respect to how to use the money available in the fund.

There are different type of mutual funds available in the market.

Mainly:-

· Stock-based mutual funds

· Fixed income mutual funds

· Monthly income mutual funds

· Tax saving mutual funds

· Hybrid mutual funds

· Balance mutual funds

· Sector mutual funds

· Floating rate mutual funds

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ifsc code for kotak mahindra bank

ifsc code for kotak mahindra bank IFSC code BRANCH CITY DISTRICT STATE KKBK0000131 KANPUR KANPUR CITY KANPUR UTTAR PRADESH KKBK0000132 RAIPUR RAIPUR RAIPUR CHANDIGARH KKBK0000133 BILASPUR BILASPUR BILASPUR CHANDIGARH KKBK0000137 ALLAHABAD ALLAHABAD ALLAHABAD UTTAR PRADESH KKBK0000141 LUCKNOW LUCKNOW LUCKNOW UTTAR PRADESH KKBK0000142 GORAKHPUR MEDICAL COLLEGE ROAD GORAKHPUR GORAKHPUR UTTAR PRADESH KKBK0000143 AGRA KAMLA NAGAR AGRA AGRA UTTAR PRADESH KKBK0000144 MORADABAD - CIVIL LINES MORADABAD MORADABAD UTTAR PRADESH KKBK0000145 RUDRAPUR UDHAM SINGH NAGAR RUDRAPUR UTTARAKHAND KKBK0000146 JAMSHEDPUR PURBI SINGHBHUM JAMSHEDPUR JHARKHAND KKBK0000148 MEERUT MEERUT MEERUT UTTAR PRADESH KKBK0000149 MATHURA MATHURA MATHURA UTTAR PRADESH

What are gilt funds

What are Gilt funds What are gilt funds? Gilt funds are type of a debt mutual fund which invest in Government Securities issued by the Reserve Bank of India (RBI) on behalf of the government. Since these are govt securities the Credit risk involved in these funds are considered as safest. Gilt funds are different types based on maturity. It can be medium to long duration maturity period. Depending on requirements Govt of India can borrow money from RBI by paying interest on borrowing which is normally related to the yield maturity for that period. What are the risks in gilt funds? With the recent Franklin Templeton debt fund issue , investors are worried about their investments in debt funds and asking Are debt funds safe? So are gilt funds safe ? Yes gilt funds are safe to invest from a credit risk perspective as the gilt mutual funds only invest in govt securities. These funds are very good if you invest in these funds for a medium to long term mat

I have some money to be parked for some time, what should I do?

We always want to park our spare money which will generate a constant source of earning. we have tried to evaluate some options that will be useful for you. Investment options:- Real Estate Real Estate is a different ball game in India. It entirely depends on where you buy the property, what type it is, when you buy it etc. So I will not cover it in this section. Very conservative way Slight Risk taker Risk taker If you have some other ideas. Do not forget to mention them in comments.

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